YSX Tech Co., Ltd Announces Unaudited Financial Results for the Six Months Ended September 30, 2025

GUANGZHOU, China, Feb. 03, 2026 (GLOBE NEWSWIRE) — YSX TECH. CO., LTD (NASDAQ: “YSXT”) (the “Company”), a Cayman Islands exempted company that, through its variable interest entities in China, provides comprehensive business solutions mainly for insurance companies and brokerages in China, today announced its unaudited financial results for the six months ended September 30, 2025.

Financial Highlights for the Six Months Ended September 30, 2025

  • Total revenue increased by 20.2% to approximately $41.0 million, compared to approximately $34.1 million for the same period in the prior year.
  • Gross profit increased by 10.6% to approximately $4.0 million, compared to approximately $3.6 million for the same period in the prior year.
  • Net income increased by 39.0% to approximately $2.7 million, compared to approximately $1.9 million for the same period in the prior year.
  • Total volume for auto insurance aftermarket value-added services increased by 42.8% to approximately 3.0 million service calls for the same period in the prior year.
    2025     2024     Variance  
In USD million except percentages, differences due to rounding.   Amount     % of
revenue
    Amount     % of
revenue
    %  
Total Revenue   $ 41.0       100.0 %   $ 34.1       100.0 %   20.2 %
Cost of revenues     (37.0 )     (90.3 )%     (30.5 )     (89.4 )%   21.4 %
Gross profit     4.0       9.7 %     3.6       10.6 %   10.6 %
Total operating expenses     1.1       2.6 %     1.2       3.6 %   (14.2 )%
Income from operations     2.9       7.9 %     2.4       6.9 %   23.7 %
Net income   $ 2.7       6.5 %     1.9       5.7 %   39.0 %
                                       

“We are pleased to report our growth in both revenue and net income for the six months ended September 30, 2025,” said Mr. Jie Xiao, the CEO of the Company. “Our strategic focus on deepening relationships with insurance brokerages has yielded positive results, driving a 42.8% increase in service volume in our core auto insurance aftermarket business. Despite a shift in the service mix that slightly impacted gross margins, our ability to control administrative costs and streamline operations allowed us to deliver a 39% increase in net income.”

“We believe that the results demonstrate the scalability of our platform and the strength of our insurer and brokerage partnerships. New contract acquisitions and greater utilization of value-added services, including, inspections, risk screening, rescue and maintenance services also facilitated our growth during the reporting period.

“Looking ahead, the Company is focused on converting recent strategic initiatives into revenue and margin gains. New commercial collaborations, including the strategic alliance aimed at enhancing auto insurance and supply chain finance capabilities with Huijian Information Technology Co., Ltd., as well as our previously announced partnership with a car distributor targeted at building a technology-oriented physical automotive service platform, are expected to expand our market presence, broaden insurance and financing solutions, and generate additional cross‑selling opportunities for both the Company and our partners,” Mr. Xiao added.

Financial Results for the Six Months Ended September 30, 2025

Revenue

Total revenue was approximately $41.0 million, representing an increase of approximately $6.9 million, or 20.2%, from approximately $34.1 million in the same period in the prior year. This growth was primarily driven by the Company’s core auto insurance aftermarket value-added services segment.

  • Auto Insurance Aftermarket Value-Added Services
    Revenue increased by 39.5% to approximately $39.4 million, accounting for 96.0% of the Company’s total revenue. The increase was fueled by growth in service volume by approximately 899,096 service calls, or 42.8%, from about 2.1 million calls in the six months ended September 30, 2024 to about 3.0 million calls in the six months ended September 30, 2025. In particular, revenue from vehicle driving risk screening services increased by 40.7% to approximately $35.7 million, and revenue from vehicle maintenance and other value-added services increased by 61.1% to approximately $1.4 million.
  • Other Scenario-Based Customized Services
    Revenue decreased by 71.3% to approximately $1.6 million in the six months ended September 30, 2025, primarily due to a reduction in the number of customers of the services from 17 customers in the six months ended September 30, 2024 to five customers in the six months ended September 30, 2025.
  • Software Development and Information Technology Services
    Revenue decreased by 86.6% to approximately $400,000 from approximately $0.3 million, reflecting decreases in both customer count and average service price.

Cost of Revenue

Total cost of revenue for the six months ended September 30, 2025 increased by 21.4% from approximately $30.5 million in the same period of the prior year to approximately $37.0 million. This increase was primarily driven by higher subcontractor costs.

Gross Profit and Margin

Gross profit increased by 10.6% to approximately $4.0 million. Gross margin was 9.7% in the six months ended September 30, 2025, compared to 10.6% in the same period in the prior year. The decrease in margin was attributable to a change in service mix, as the Company performed a higher volume of value-added services which carry higher associated costs compared to other service lines.

Operating Expenses

Total operating expenses decreased by 14.2% to approximately $1.1 million in the six months ended September 30, 2025 compared to the same period of the prior year.

  • Selling expenses decreased by 11.8% to approximately $600,000, primarily due to lower salary and benefit expenses.
  • General and administrative expenses decreased by 16.4% to approximately $0.9 million. This reduction was largely driven by a 35.5% decrease in professional and consulting fees following the completion of the Company’s initial public offering, partially offset by increased office and salary expenses related to the Company’s business expansion.
  • Research and development expenses increased by 5.0% to approximately $0.12 million, reflecting the Company’s continued investment in software optimization.

Net Income

As a result of the foregoing, net income was approximately $2.7 million in the six months ended September 30, 2025, representing an increase of approximately $0.8 million, or 39.0%, from approximately $1.9 million in the same period in the prior year. This increase was primarily driven by the total revenue growth combined with decreased operating expenses for the six months ended September 30, 2025.

Liquidity

As of September 30, 2025, the Company had cash and cash equivalents of approximately $0.3 million and working capital of approximately $32.4 million. The Company believes its current cash position and cash flows from operations will be sufficient to meet working capital needs for the next 12 months.

About YSX TECH. CO., LTD 

YSX TECH. CO., LTD is a Cayman Islands exempted company that, through its variable interest entities in China, provides comprehensive business solutions mainly for insurance companies and brokerages in China. The Company possesses in-depth knowledge of the Chinese insurance industry accumulated from years of servicing customers, and specializes in auto insurance aftermarket value-added services, software development and information technology services, as well as other scenario-based customized services, such as products and customer development services. For more information please visit: https://ir.ysxtechcay.com and https://www.ysxnet.com.

Forward-Looking Statement

This press release contains forward-looking statements. Forward-looking statements include statements concerning plans, objectives, goals, strategies, future events or performance, and underlying assumptions and other statements that are other than statements of historical facts. When the Company uses words such as “may,” “will,” “intend,” “should,” “believe,” “expect,” “anticipate,” “project,” “estimate,” or similar expressions that do not relate solely to historical matters, it is making forward-looking statements. Forward-looking statements are not guarantees of future performance and involve risks and uncertainties that may cause the actual results to differ materially from the Company’s expectations discussed in the forward-looking statements. These statements are subject to uncertainties and risks including, but not limited to, the uncertainties related to market conditions and other factors discussed in the Company’s filings with the United States Securities and Exchange Commission, which are available for review at www.sec.gov. For these reasons, among others, investors are cautioned not to place undue reliance upon any forward-looking statements in this press release. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect events or circumstances that arise after the date hereof.

For more information, please contact:

YSX Tech. Co., Ltd
marketing@ysxnet.com
+86 (20) 2984 2002

Investor Relations
WFS Investor Relations Inc.
Email: services@wealthfsllc.com
Phone: +1 628 283 9214

YSX TECH. CO., LTD AND ITS SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS
             
    As of
    September 30, 
2025
  March 31, 
2025
    (Unaudited)      
ASSETS            
Current Assets            
Cash   $ 319,103     $ 7,105,085  
Accounts receivable, net of credit loss of $861,117 and $653,470, respectively     26,060,151       17,606,279  
Accounts receivable, net, related parties     9,517,048       5,381,535  
Advances to vendors     9,007,720       9,400,197  
Due from related parties     717,836       198,611  
Other current assets     1,379,450       929,680  
Total current assets     47,001,308       40,621,387  
             
Property and equipment, net     165,415       194,878  
Right-of-use operating lease assets     392,163       144,535  
Deferred tax assets     235,086       140,377  
Total non-current assets     792,664       479,790  
             
TOTAL ASSETS     47,793,972       41,101,177  
             
LIABILITIES AND SHAREHOLDERS’ EQUITY            
             
Current liabilities            
Short-term bank loans     4,743,644       4,131,354  
Current portion of long-term loans     98,328       578,775  
Accounts payable     3,669,874       2,258,129  
Deferred revenue     1,523       1,007  
Taxes payable     3,947,648       3,274,881  
Due to related parties     173,712       141,235  
Operating lease liabilities, current     134,994       93,719  
Accrued expense and other current liabilities     1,795,567       1,651,681  
Total current liabilities     14,565,290       12,130,781  
             
Operating lease liabilities, non-current     285,360       66,926  
Long-term loans     2,107,038       1,281,574  
Total non-current liabilities     2,392,398       1,348,500  
             
Total liabilities     16,957,688       13,479,281  
             
Commitments and contingencies            
             
Shareholders’ equity            
Ordinary shares, $0.0001 par value, 500,000,000 shares authorized, 23,437,500 shares issued and outstanding, including:            
Class A ordinary shares, $0.0001 par value, 470,000,000 shares authorized, 22,260,175 shares issued and outstanding     2,226       2,226  
Class B ordinary shares, $0.0001 par value, 30,000,000 shares authorized, 1,177,325 shares issued and outstanding     118       118  
Additional paid-in capital     10,420,096       10,420,096  
Statutory reserve     1,145,692       908,214  
Retained earnings     20,017,480       17,575,571  
Accumulated other comprehensive loss     (749,328 )     (1,284,329 )
Total shareholders’ equity     30,836,284       27,621,896  
             
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY   $ 47,793,972     $ 41,101,177  

YSX TECH. CO., LTD AND ITS SUBSIDIARIES

UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME
             
    For the six months ended 
September 30,
    2025   2024
Revenue            
Revenue   $ 29,263,334     $ 24,747,746  
Revenue, related parties     11,728,470       9,346,622  
Total revenue     40,991,804       34,094,368  
Cost of revenue     37,010,330       30,493,854  
Gross profit     3,981,474       3,600,514  
             
Operating expenses:            
Selling and marketing     58,604       66,471  
General and administrative     889,714       1,064,198  
Research and development     119,339       113,652  
Total operating expenses     1,067,657       1,244,321  
             
Income from operations     2,913,817       2,356,193  
             
Other income (expenses)            
Interest expense     (114,206 )     (62,438 )
Interest income     195       654  
Investment income           20,282  
Other income     452,162       64,598  
Other non-operating expenses     (66,239 )     (17,393 )
Total other income (expenses), net     271,912       5,703  
             
Income before income tax provisions     3,185,729       2,361,896  
             
Provision for income taxes     506,342       434,701  
             
Net income     2,679,387       1,927,195  
             
Other comprehensive income            
Foreign currency translation adjustment     535,001       603,745  
Comprehensive income   $ 3,214,388     $ 2,530,940  
             
Earnings per share- basic and diluted   $ 0.11     $ 0.09  
             
Weighted average number of ordinary shares- basic and diluted     23,437,500       22,000,000  

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